Private hospitals across Kashmir have warned they may stop offering free treatment under a government-backed health insurance scheme from April 15, citing unpaid dues exceeding ₹300 crore.
The announcement by empanelled hospitals raises concerns over disrupted access to care for thousands of patients who depend on the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)-Sehat Scheme for cashless services, including dialysis, surgeries, and other critical treatments.
Hospital authorities said reimbursements from the State Health Agency have been pending for several months, with some claims reportedly outstanding since 2021. Despite repeated requests to the government, payments have not been cleared, placing increasing financial pressure on healthcare providers.
Calling the situation critical, hospital representatives noted that suppliers of medicines and medical equipment have set an April 15 deadline, warning of supply stoppages due to unpaid bills. Such a development could further strain already stressed hospital operations.
Many facilities have continued to treat patients under the scheme despite mounting liabilities. However, they say prolonged payment delays are now affecting staff salaries and day-to-day functioning.
If dues remain unsettled and supply chains are disrupted, hospitals have indicated they will stop treating patients under the scheme’s ‘Golden Card,’ which enables beneficiaries to access cashless healthcare.
The potential suspension of services is expected to hit economically vulnerable patients the hardest, as the scheme remains a key avenue for affordable hospital care. Healthcare providers have urged authorities to take immediate action to clear pending payments and prevent a wider disruption of medical services in the region.




